Disclaimer

Steph Sterner website is owned and operated by Make a Change cc.

We’ve done our best to present all information on this site accurately and to ensure that you get the best service from us.

Below, is our disclaimer that will cover all the legal stuff.

Disclaimer

Make a Change cc makes no representations, warranties, or assurances as to the accuracy, currency or completeness of the content contain on this website or any sites linked to this site.

E-mail Policy

We are committed to keeping your e-mail address confidential. We do not sell, rent, or lease our subscription lists to third parties, and we will not provide your personal information to any third party individual, government agency, or company at any time unless compelled to do so by law.

Make a Change cc will use your e-mail address solely to provide timely information about Steph Sterner. Make a Change cc will maintain the information you send via e-mail in accordance with applicable federal law.

CAN-SPAM Compliance

In compliance with the CAN-SPAM Act, all e-mail sent from Steph Sterner will clearly state who the e-mail is from and provide clear information on how to contact the sender. In addition, all e-mail messages will also contain concise information on how to remove yourself from our mailing list so that you receive no further e-mail communication from us.

Choice/Opt-Out

Our site provides users the opportunity to opt-out of receiving communications from us and our partners by reading the unsubscribe instructions located at the bottom of any e-mail they receive from us at any time.

Users who no longer wish to receive our newsletter or promotional materials may opt-out of receiving these communications by clicking on the unsubscribe link in the e-mail

Anti-spam Policy

Make a Change cc prohibits the use of their website and/or services in any manner associated with the transmission, distribution or delivery of any unsolicited bulk or unsolicited commercial e-mail (“Spam”). You may not use any Make a Change cc services to send Spam. You also may not deliver Spam or cause Spam to be delivered to any customers of Make a Change cc.

In compliance with the CAN-SPAM Act of 2003 (15 U.S.C. 7701, et seq., Public Law No. 108-187, was S.877 of the 108th United States Congress), e-mail sent, or caused to be sent, to or through the Make a Change cc website or service may not:

  • use or contain invalid or forged headers;
  • use or contain invalid or non-existent domain names;
  • employ any technique to otherwise misrepresent, hide or obscure any information in identifying the point of origin or the transmission path;
  • use other means of deceptive addressing;
  • use a third party’s internet domain name, or be relayed from or through a third party’s equipment, without permission of the third party;
  • contain false or misleading information in the subject line or otherwise contain false or misleading content;
  • fail to comply with additional technical standards described below;
  • otherwise violate our Terms of Use.
  • Make a Change cc does not authorize the harvesting, mining or collection of e-mail addresses or other information from or through the website or its services. Make a Change cc does not permit or authorize others to use Make a Change cc services to collect, compile or obtain any information about its customers or subscribers, including but not limited to subscriber e-mail addresses.
  • Make a Change cc does not permit or authorize any attempt to use its services in a manner that could damage, disable, overburden or impair any aspect of any of the services, or that could interfere with any other party’s use and enjoyment of any Make a Change cc services.

If Make a Change cc believes that unauthorized or improper use is being made of any service, it may, without notice, take such action as it, in its sole discretion, deems appropriate, including blocking messages from a particular internet domain, mail server or IP address. Make a Change cc may immediately terminate any account on any service which it determines, in its sole discretion, is transmitting or is otherwise connected with any e-mail that violates this policy.

Nothing in this policy is intended to grant any right to transmit or send e-mail to, or through, the Make a Change cc website and/or services. Failure to enforce this policy in every instance does not amount to a waiver of Make a Change cc’s rights.

Unauthorized use of any Make a Change cc’s services in connection with the transmission of unsolicited e-mail, including the transmission of e-mail in violation of this policy, may result in civil, criminal, or administrative penalties against the sender and those assisting the sender.

Violators of the CAN SPAM Act may be subject to “cease and desist” orders or penalties from the FTC (Federal Trade Commission) of up to $11,000 per violation. Criminal prosecution is also possible in the case of egregious offenders, which can result in penalties such as fines, forfeiture of proceeds and equipment. The worst offenders can also be subject to prison time.

Terms of Use

By accessing this web site, you are agreeing to be bound by these web site Terms of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trade mark law.

Intellectual Property Rights

All copyrights, trademarks, patents and other intellectual property rights in and on our website and all content and software located on the site shall remain the sole property of Make a Change cc or its licensors. The use of our trademarks, content and intellectual property is forbidden without the express written consent from Make a Change cc.

You must not:

  • Republish material from our website without prior written consent.
  • Sell or rent material from our website.
  • Reproduce, duplicate, create derivative, copy or otherwise exploit material on our website for any purpose.
  • Redistribute any content from our website, including onto another website.

Acceptable Use

You agree to use our website only for lawful purposes, and in a way that does not infringe the rights of, restrict or inhibit anyone else’s use and enjoyment of the website. Prohibited behavior includes harassing or causing distress or inconvenience to any other user, transmitting obscene or offensive content or disrupting the normal flow of dialogue within our website.

You must not use our website to send unsolicited commercial communications. You must not use the content on our website for any marketing related purpose without our express written consent.

Restricted Access

We may in the future need to restrict access to parts (or all) of our website and reserve full rights to do so. If, at any point, we provide you with a username and password for you to access restricted areas of our website, you must ensure that both your username and password are kept confidential.

Testimonial Disclaimer

In accordance with the FTC guidelines concerning the use of endorsements and testimonials in advertising, please be aware of the following:

Testimonials appearing on this site are received via text submission. They are individual experiences reflecting real life experiences of those who have used our products and/or services in some way or another. However, they are individual results and results do vary. We do not claim that they are typical results that our consumers will generally achieve. The testimonials are not necessarily representative of all of those who will use our products and/or services.

The testimonials displayed (an any format i.e text, audio and/or video) are given verbatim except for the correction of grammatical or typing errors. Some are shortened. In other words, not the whole message received by the testimonial writer is displayed, when it seems lengthy or not the whole testimonial seems relevant for the general public.

Make a Change cc is not responsible for any opinions or comments posted to the site. Make a Change cc is not a forum for testimonials. However, the site provides testimonials as a means for customers to share their experiences with one another. To prevent against abuse, all testimonials appear after they have been reviewed by Make a Change cc. Make a Change cc does not share the opinions, views or commentary of any testimonials on this site, and are strictly the views of the person commenting.

Information/ Sessions Disclaimer

Any information, teaching, mentoring session provided should also not be construed as intending to diagnose, prescribe, treat or cure any disease – physical or mental. Nor should any information, tools, techniques be construed as a promise of benefits or a guarantee of results.

The information, instruction, teaching or advice given by Steph Sterner is not intended to be a substitute for professional assistance or psychological diagnosis or cure.

Coaching, mentoring, sharing of information is not a substitute for regular medical or professional care. Mentoring and teaching is all about personal development and should any teaching/ tools/ techniques not feel appropriate for you then it must not be used. In other words, don’t use the information &/or tools &/or techniques to solve a problem where your common sense tells you that it’s inappropriate.

Since the information, techniques and tools are all about self-help and personal development, Steph Sterner and Make a Change cc cannot take responsibility for what you do with them.

You are required to take full responsibility for your own well-being both during and after the use of any materials &/or training &/or sessions.

Hold Harmless Agreement

You must agree to hold harmless Steph Sterner and Make a Change cc and anyone affiliated with Make a Change cc from any claims, liabilities and loss incurred directly or indirectly by you (or anyone you may teach or seek to help using) as a result of the use or application of any materials, teachings, techniques or methods learned from Steph Sterner and Make a Change cc.

Revisions

Make a Change cc may change these terms from time to time and so you should check these terms regularly. Your continued use of our website will be deemed acceptance of the updated or amended terms. If you do not agree to the changes, you should cease using our website immediately.

If any of these terms are determined to be illegal, invalid or otherwise unenforceable, it shall be severed and deleted from these terms and the remaining terms shall survive and continue to be binding and enforceable.

Limitation of Liability

The materials at this site are provide “as is” without any express or implied warranty of any kind including warranties of merchantability, noninfringement of intellectual property, or fitness for any particular purpose. In no event, shall Make a Change cc, Steph Sterner or its agents or officers be liable for any damages whatsoever (including, without limitation, damages for loss of profits, business interruption, loss of information, injury or death) arising out of the use of or inability to use the materials, even if Make a Change cc has been advised of the possibility of such loss or damages.

17 North Road,
Dunkeld West,
Johannesburg,
South Africa

If you have any questions regarding the information in this disclaimer, please contact us.

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